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Analisis Kerangka Kerja Asset dan Leability Management (ALMA)

Author


Febria Lesmita Sari(1Mail), Nurul Huda(2), Nurnasrina N(3), Nola Fibriyani Bte Salman(4),
(1) Universitas Islam Negeri Sultan Syarif Kasim Riau,
(2) ,
(3) ,
(4) ,

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Available online: 2024-12-24  |  Published : 2024-12-24
Copyright (c) 2024 Febria Lesmita Sari, Nurul Huda, Nurnasrina N, Nola Fibriyani Bte Salman
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Abstract


Asset and Liability Management (ALMA) in Islamic banking, the management of bank assets and liabilities to achieve a balance between profitability and risk. Using literature studies, this study identifies key elements of ALMA, such as policy setting, data collection, scenario analysis, liquidity management, gap management, and foreign exchange management. The ALMA framework is designed to maximize revenue and control risks such as financing risk, liquidity risk, pricing risk, and foreign exchange risk. ALMA allows banks to maintain balance sheet stability and face market changes more adaptively, supporting optimal financial performance.


Keywords


Analysis, Framework, Asset and Liability Management

References


Darwis, 2019, Manajemen Asset dan Liabilitas, (Yogyakarta: TrusMedia Publishing,

Dwitya Fitri Andina, Dkk, Ruang Lingkup dan Asset Leablility Management (ALMA), Jurnal Jawi Volume 2 No 1, Maret, 2024.

Isna Farikh Nuzula, Dkk, Analisis Asset And Liability (ALMA) Dalam Perbankan Syariah, Gudang Jurnal Multidisiplin Ilmu, Volume 2 , Nomor 6 ., Hlm 591 Isna Farikh Nuzula, Dkk, Analisis Asset And Liability (ALMA) Dalam Perbankan Syariah, Gudang Jurnal Multidisiplin Ilmu, Volume 2 , Nomor 6

Melati Julia Roikhani, Dkk, Analisis Kerangka Kerja Asset dan Leability Management (ALMA),

Astina Mandiri. Volume 2, No 2 juli 2023

M syafiI Antonio, 2009, Dasar-Dasar Manajemen Bank Syariah Tanggerang : AZKIA Publisher

Sri Hayati, 2017,Manajemen dan Aset Liabilitas (ALMA) untuk bank pengreditan rakyat dan Lembaga Keuangan Mikro Yogyakarta : CV Andi Ofset


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